This glitch is so perfect for the fall weather, which is booties (shoes) season. When you buy 3 instead of 1, you actually pay less than the actual cost of just 1. Just follow these rules

1. 3 TOTAL items per order (because it only applies to 3 items)
2. You'll get the most out of your money by making sure you have similar priced items together ($29, $29, $29) but when it varies, your total will be averaged a bit different ($29, $39, $49)
3. Sizes ran out? That's ok. I would just order it and see if you can exchange in store. There's nothing to lose here (and everything to gain).
4. Put in all 5 codes below

CODES: 

The last time I posted about my finances, more than 300 readers tuned in! Thank you. I enjoy reading about how people make their decisions and also writing about my own.

It's already the 2/3 of September and I am happy to announce that I paid off my Paypal balance of $400 and $450 on my Sears card. The more blogs I read about paying off debt and using the snowball method, the more I disciplined myself to do it. My favorite blog I came across this month was the Millennial-Revolution, which also lead to this amazing one. Just check it out!

I try to have a drama and negative energy free zone, but I lost it one (or more) time on a facebook status update.

It came to my attention that someone that doesn't really care much about me and my well being needed my help. Let's just call this person, Monica. Monica doesn't really keep up with my life, and that's ok. But Monica emailed me they needed help. See, I know Monica. Monica gives out a daily like of 20+ and chats with about 10 people/day. Therefore, I concluded that Monica doesn't need my help and can resort to whoever Monica is "liking" because they must be doing something right and worthy of Monica's time and attention.

This post was created to answer a question from a youtuber, yerisawesome. She has great music choices, so subscribe to her if you need some music. We chatted on facebook, so I thought why not share it. This post will be more relevant to those living in Wisconsin.

If you open a Valley Communities Credit Union (VCCU) account, please say CHOUA KHANG referred you.

Who and where did I open my savings and Roth IRA? 
I chose Valley Communities Credit Union (VCCU). Credit Unions generally have a better reputation for their rates and customer service, which I was five years too late. I was with Associated Bank from 16-21, when I got my first job as a bagger and cashier at Pick N' Save. I stuck with them all the way through college.  Then they had too much fee and charged for everything possible. VCCU is only located in central Wisconsin for now.

It's not the 1900's anymore where a wife will bow to their husband and give up without a fight. Maybe it is still that way for some people, but not me. I don't care if it's 2016 or 1900, I expect my spouse to put in as much effort as me. Maybe out at family gatherings where I need to "play the role" of a woman, I'll put on a show. But in the home, I am an equal. It's easy to say it now, but I have no idea what I will actually do. I come from a home of seven girls and a culture where men are Gods simply for their gender. This point of view might just be me alone.

I started my student loan journey a year ago in this post, August 2015. It is now September 2016, 11 months in. If I really want to be on my 36 months plan, that means I have 25 more months to go. That breaks down my math of $24k/25 = $960/month. It didn't sound possible when I did the math, but now that I really think about it, it could be. Just gotta #werkwerkwerk. It makes me feel great that I can actually put money toward my savings, but it's not really savings when it'll end up going to student loans eventually.

After reading so many blogs about student loans, I finally called Navient, my loan service-r, to see if I can pay with a credit card over the phone. I found out that they accepted it; Vias & Mastercard for sure! I am so lame T____T for not making a payment last month when I just got my BOA card, because my promotion was no interest for charges made 60 days from account. Here are a few things I found out:

I love H&M dresses and I am so weak when they also have a coupon code too :(. I am so happy that they are finally offering instore returns now, so I can add filler items to get free shipping...but I end up keeping everything anyway. Their dresses are affordable if you wait for the prices to drop; why are people always RUSSIAN? For sizing, I am a petite person, so the sizes are true to my size. I wear a size 2 and xs/s. The quality sure lasts a long time. My oldest piece is 5+ years old. This dress is made of mainly chiffon and I love that texture; it just feels very elegant. The length is long, but perfect for my height with heels on. I accessorized the dress with a long necklace to meet the top line of the dress. It's a dress you can wear to a wedding (bridesmaid or guest), prom, or a nice event without breaking your bank. Click here for more H&M posts

My sister, ibobpebteach, also launched her photography side job! She is so amazing at it. It has always been me or her taking the photos. That means, one of us is usually missing in a family photo if no one else is around to take it. Maybe I can start a fashion blog now, since there's a photographer. I think people not only enjoy looking at whatever the purpose of the photo is, but they also enjoy good quality of whatever too. Sometimes I watch videos or look at photo because it just looks good. Anyway, are rates are under $100! If you're a senior in the Madison are, look no further. Message me if you would like to book a session, choua08@gmail.com